Dog Health Insurance Facts
Dog health insurance facts and information on choosing dog medical insurance.
TIP: DON'T MISS THE COVERAGES ESPECIALLY PRE-EXISTING CONDITIONS, HEREDITARY EXCLUSIONS AND READ THE FINE PRINT!
To be honest, the general consensus among fellow dog lovers about dog health insurance is biased! It seems the "Jury is out" so to speak with regards to the importance of pet health insurance.Many of these people don't own Danes!
Those that it helped swear by it, while others knock it off as an extra bill that's a waste of money. What else is new?, it seems there is never a unbiased answer.
Pet Insurance Facts
Today's Veterinary costs are about the same as our human medical costs!
While Great Dane health insurance and pet insurance remain relatively underdeveloped in North America, with less than 1% of all pets being insured,
European levels of insured pets range from 12% to 50%.
Advances in the field of animal medicine have been exponential in past decades allowing veterinarians to successfully treat conditions that were previously considered untreatable. However with these advances comes an escalating cost of veterinary care.
It is estimated that North American pet guardians now spend over $10 billion a year on health care for their pets.
One in three pets will need emergency veterinary treatment every year. Two out of every three pets experience a significant health problem during their lifetime.
Does Caring for a Great Dane Put Me at Risk?Yes it indeed may! Our breed can be riddled with health issues!
By now, I'm sure you read over our health articles discussing breed related dog illnesses. But what about accidents, or sudden unexpected emergencies?
HOW MUCH CAN I EXPECT TO PAY OUT FOR VETERINARY CARE?
- Bloat-$3,000.00 to $6,000.00
- ACL repair-$2,000.00 to $3,000.00 (Per Leg)
- Foreign objects in stomach-$1,500.00 +
- Dane vs. Car-$1,700.00 to ?
- Cancer-$5,000.00 to ?
- Snake Bite-$5,000.00 to $10,000.00
Take much time, understand your coverage!
If you have ever shopped for dog medical insurance, or any kind of insurance, you know about the the fine print. These terms and conditions define coverage's, exclusions, pre-existing conditions, elective procedures, waiting periods, payout caps, yearly caps, per ailment allowances, breed specific surcharges "i.e. Great Danes", older dog limitations and more.
Tips for choosing dog insurance:
- Ask around, your Vet, other dog owners, your breeder, see what people are saying.
- Start your dog early, as a puppy, you will get the best rate and there are no pre-existing conditions.
With respect to Great Danes, our opinion is choosing dog insurance is a sound investment. Our breed can be a bit clumsy at times, a blown out ACL will run upwards of $3,000.00 and you know what they say, "if one goes, the other usually goes within a year", that's $6,000.00 worth of orthopedic surgery!
If a catastrophic accident or illness happens such as Bloat, dog medical insurance can save your Dane's life without hurting your finances. To be honest, many unfortunate dog owners have had to put their dogs down because they couldn't afford emergency medical treatment. You can see why Great Dane health insurance is worth considering.
Still undecided about dog health insurance? Take action to keep your dog healthy with scheduled inoculations, boosters and screenings. Whenever possible, prevention and early diagnoses is always the easiest way to keep you companion going strong.